Tag Archives: Ebay

When The Ends Don’t Meet

What do you do when the ends won’t meet, money-wise I mean, when you work, you care for your family and have next to no social life yet the money is still never enough? Look for a better paid job, yep good luck with that in the current jobs market. So if there’s no prospect of more pay you have to tighten your belt on all the things that money has to cover right?

Every month Geordie and me sit down with the kitchen calendar and plan out what needs to be spent for the month. We’ve resorted to walking around Tesco using the calculator on my phone as we shop to make sure we don’t go over budget, it’s embarrassing as hell but it’s got to be done so our kids can have birthday presents and school uniforms etc. You might think well why don’t we both work? I’m still at home with our youngest who is 1 now and would have no trouble in going to nursery. When you do the maths I would be going to work for £1.26p an hour once childcare and travel costs are covered. Is it worth it to pay someone else to care for our daughter, not to us, no.

Recently we were a little short for our daughters birthdays which conveniently follow one after another in fairly quick succession. In the last few weeks we needed a small cash boost following our washing machine breaking, the girls snapping their bunk-beds into pieces by jumping on them to Jessie J and our car breaking down 150 miles away from home…September has not been kind to us.

Classic Tiffany inspired 6 claw setting design...

(Photo credit: Jewels Globe)

From past experiences I’m very wary of accumulating debt and friends have warned me against the dangers of the quick pay-day loans that are popping up with their 400% interest rates all over the place, so I decided that my engagement ring made for good collateral against a short buy back loan with a national retailer. Apparently this way of raising cash against items you own seems to be the way forward, there are no credit checks, small interest rates and basically if you don’t pay back the money as agreed in the contract, you lose your goods. I’m new to this whole thing so I thought I’d wander around a little and find out what the best deal was, five stores later I was starting to lose hope.

According to the bored looking staff in every store I wandered into, diamond solitaire rings are ten a penny! I hope Geordie won’t mind me telling you this but I know he paid almost three thousand pounds for my engagement ring which to me is a hell of a lot of money. It’s just 18 months old and has certification and paperwork etc. The best possible price I could get to either sell or secure a temporary loan was £200. My beautiful ring that means the world to me is worth £200 to Cash Converters! Gob smacked isn’t the word. Another retailer offered me £60 for the white gold band but said they would chuck the diamond! On hearing this I put the ring back on my finger and as I type it is shining proudly like it has done since the day Geordie asked me to marry him.

I am all for finding alternative ways to make money while I’m not physically working, I’ve used Ebay and Preloved to sell some items to make a little money but it’s back pocket change really and not a reliable source of income. I’ve done some pretty crappy jobs over the years and I’m far from work shy, it’s just increasingly difficult to find a job with a good salary and affordable childcare.

I suppose I’ll have to rush the little one into potty training to save money on nappies next?

Advertisements
Tagged , , , , , , , , , , , , ,

Forever Young

All my life I’ve been 9 years and 5 months older than my sister which has never been more grieving than now as I am rapidly approaching 30. I met her in town the other day for coffee and was taken aback by how trendy she looked. Now don’t get me wrong, she’s a gorgeous looking girl, had more hair colours than I’ve had jobs and looks good in a bin bag. But, never has she shown such a passion for all things bang on trend. I was……don’t tell her…..Jealous!

When I was a teenager and she was still getting excited about Pokémon and light-up scooters I used to take her to town with me shopping pretty much every Saturday, which I like to tell myself is where her current burst of enthusiasm for Topshop originated. However I’m pretty sure its got more to do with being at uni and having control of her own money. I used to make my little sister model my textile creations during my time at college, she spent many an afternoon standing on my mum’s dining room chairs while I pinned, nipped and tucked at couture creations. She spent most of the time whining because I would accidentally stick her with my inexperienced tailoring. That’s not the worst of it, I would let her put her hands on the sun beds while I tanned, I got brushes stuck in her hair trying to volumise it and made her leaflet the local neighbourhood with me so I could afford a new Kookai dress for a night out. She was like a sponge, taking it all in, scouring through magazines with me and my school friends. She probably should have been more concerned with the adventures of Scooby Doo, but was instead forming opinions on Daphne’s purple and green dress combo.

The biggest mistake I made at this time was to fall into debt. My obsession with all things on trend lead to a store card, which led to a credit card, and wearing an outfit once and once only. We’re talking ten years ago here so I wasn’t paying Primark prices. The only thing I ever saved up for was a pair of Vivienne Westwood pirate boots, I wore them once and sold them on Ebay for a quarter of the price. I would think nothing of spending a couple of hundred quid on clothes that would probably never see the light of day. As long as the minimum payments were manageable then…yeah I will have that Karen Millen dress thank you very much.

Whilst I would never attempt to take real credit for my little sister becoming a fashionista, I’d like to think there is a bit of a legacy there. She has definitely learned from my mistakes and hasn’t fallen into debt for the sake of a pair of sandals or maxi dress. I’m sure she’ll buy the odd item, wear it once and bin it, but if she’s not paying for it in ten years time like I am, then the legacy lives on. I’m just taking a little longer than expected to get my head around borrowing clothes from her and not the other way around. Not sure I can still get away with Nike high-tops and a Back to the Future T-shirt?

Image

One of my favourite memories of us growing up together is of buying a Posh Spice (Victoria Beckham for those who are post-Spice Girls) inspired little black dress, which now I think about it was actually dark blue and made from hideous fabric. It was a fashion no-no, boobs and legs dress and it barely covered either. I stuck it on, threw back the curtain and invited her critique. With wisdom far beyond her 9 years and 5 tender months her words were….

‘Mum’s going to kill you’

Tagged , , , , , , , , , , , ,

Astounding Auctions

I decided to have a clear out recently and of the 11 bags of unwanted clothing and shoes, I came across a dozen gems that were worth a second look. As a prolific anti-hoarder it’s quite amazing that I got as far as re-opening the bin bags, which everyone knows is a challenge worthy of Krypton Factor in itself. After much searching, grimacing and wondering what the hell I bought half of the stuff for in the first place, I found three pairs of brand new shoes. Unfortunately none of them fit me and with my nearest and dearest having larger feet than me there was no clear heir so I turned to Ebay.

What follows can only be described as utter madness. I listed three pairs of shoes, all in perfect brand new condition. Two pairs are faux suede moccasin type ballet flats from Atmosphere at Primark. They cost me exactly £4 each and due to the complete chaos in store at the time of purchasing, I didn’t try them on, and low and behold they are too tight. I listed them at 99p each.

I also decided to list my pride and joy D&G heels as they are a fraction too tight and have been sat in a bin bag for god knows how long. I started this auction at £5, you know, given that I paid over £100 for them and they are still in fantastic condition. This is where the madness starts…..

The public decided that the two pairs of £4 Primark FAUX SUEDE moccasin type ballet flats were worth three times more than the GENUINE ITALIAN LEATHER DESIGNER HEELS by D&G. What on earth is going on? Have we lost all sight of taste and style and decency?!

This all happened over a week ago, and with four minutes to go and a paltry bid of £6.80 on my oh so precious D&G heels, I ended the auction and placed them carefully in the top of my wardrobe. I’d rather suffer with them being too small, than let them go for less than a tenner. Bids over £11 welcome 😉

Tagged , , , , , , ,
%d bloggers like this: