Tag Archives: working mum

When The Ends Don’t Meet

What do you do when the ends won’t meet, money-wise I mean, when you work, you care for your family and have next to no social life yet the money is still never enough? Look for a better paid job, yep good luck with that in the current jobs market. So if there’s no prospect of more pay you have to tighten your belt on all the things that money has to cover right?

Every month Geordie and me sit down with the kitchen calendar and plan out what needs to be spent for the month. We’ve resorted to walking around Tesco using the calculator on my phone as we shop to make sure we don’t go over budget, it’s embarrassing as hell but it’s got to be done so our kids can have birthday presents and school uniforms etc. You might think well why don’t we both work? I’m still at home with our youngest who is 1 now and would have no trouble in going to nursery. When you do the maths I would be going to work for £1.26p an hour once childcare and travel costs are covered. Is it worth it to pay someone else to care for our daughter, not to us, no.

Recently we were a little short for our daughters birthdays which conveniently follow one after another in fairly quick succession. In the last few weeks we needed a small cash boost following our washing machine breaking, the girls snapping their bunk-beds into pieces by jumping on them to Jessie J and our car breaking down 150 miles away from home…September has not been kind to us.

Classic Tiffany inspired 6 claw setting design...

(Photo credit: Jewels Globe)

From past experiences I’m very wary of accumulating debt and friends have warned me against the dangers of the quick pay-day loans that are popping up with their 400% interest rates all over the place, so I decided that my engagement ring made for good collateral against a short buy back loan with a national retailer. Apparently this way of raising cash against items you own seems to be the way forward, there are no credit checks, small interest rates and basically if you don’t pay back the money as agreed in the contract, you lose your goods. I’m new to this whole thing so I thought I’d wander around a little and find out what the best deal was, five stores later I was starting to lose hope.

According to the bored looking staff in every store I wandered into, diamond solitaire rings are ten a penny! I hope Geordie won’t mind me telling you this but I know he paid almost three thousand pounds for my engagement ring which to me is a hell of a lot of money. It’s just 18 months old and has certification and paperwork etc. The best possible price I could get to either sell or secure a temporary loan was £200. My beautiful ring that means the world to me is worth £200 to Cash Converters! Gob smacked isn’t the word. Another retailer offered me £60 for the white gold band but said they would chuck the diamond! On hearing this I put the ring back on my finger and as I type it is shining proudly like it has done since the day Geordie asked me to marry him.

I am all for finding alternative ways to make money while I’m not physically working, I’ve used Ebay and Preloved to sell some items to make a little money but it’s back pocket change really and not a reliable source of income. I’ve done some pretty crappy jobs over the years and I’m far from work shy, it’s just increasingly difficult to find a job with a good salary and affordable childcare.

I suppose I’ll have to rush the little one into potty training to save money on nappies next?

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Last Place

Something I am absolutely terrible at is finishing a project. At the moment I have at least three things in the pipeline that I’ve started and just have no enthusiasm to finish. I know I will leave it until the last-minute to rush the finished article, be in a very bad mood with everyone in ear shot (as if its their fault) and then ultimately be annoyed that the end result isn’t my best effort. The fact that I can write three lines about how bad I am at finishing things just goes to show I have no real reason to not get off the laptop and just do it! But it’s too easy to find an excuse and now I am busy writing for the blog….

Project one is to finish unpicking the silk dupion wedding gown I bought for my wedding day back in January. You can see it here. It was ruined two days before hand and now I have vowed to remove the full skirt and train and remodel it into a mid-length cocktail/special occasion dress. I am quite capable of doing this, it’s just that so far it’s taken me three months to unpick two hems because I keep getting side tracked.

Project two is to complete the 40 metres of vintage lace bunting I am making for my little girl’s christening. We’re having a vintage tea party after the church ceremony in our garden and I refused to pay someone off Ebay £10 for three metres of mass-produced, poor quality bunting when I know I can do it better myself. So far I have laid the ribbons and lace out on the dining room table to begin cutting. The Christening is in August so no mad rush here, I bet I’m still saying that in late July.

The theatrical poster for The SpongeBob Square...

The theatrical poster for The SpongeBob SquarePants Movie. (Photo credit: Wikipedia)

Project three is slightly different but still as pressing. I started writing a series of children’s books when I first moved from the city and I am stalling on sending them to an agent for publishing. I don’t think they are good enough and I don’t know how I will handle the rejection when a professional confirms my fears. Should I just do it anyway and learn from the experience for next time? Will there be a next time?

I made ‘Procrastination is for Losers’ my mantra when I started this blog in March, but my fear of rejection and the ease at which I can pull an excuse out of thin air is holding me back. No time like the present rings in my mind, I’ve always been very competitive and I hate to lose. I was playing Sponge Bob tennis (Spongebob tennis racquet‘s and ping pong ball that belong to our girls) with Geordie in the living room during the England match and went off in a huff when I didn’t win, although I got my revenge by hitting him square on the nose with an excellent ace shot! Spoiled Brat much?It’s a lack of structure or routine in my life are to blame I think. I don’t have an employer to dictate what time I rise in the morning or what time I should eat lunch. I don’t regularly attend play group or baby clinic with my little girl because my stupid disc won’t allow me to sit down long enough to join in any conversation let along drink an entire cup of coffee.

I need to give my head a shake don’t I? I know I am very lucky to be in a position where I don’t have to work right now, and to discuss the lack of motivation I have just emailed the 5×50 Challenge to enquire about their Regional Ambassador opportunities, maybe there are others like me lacking that kick up the behind start we sometimes need. I also have my appointment for treatment this Friday! Yes, 13 weeks later I’m going to get better. And if my books turn out to be a pile of rubbish, then what have I lost? Nothing, and my kids think they’re great. I’m going to drag out my sewing machine now and finish the bunting…………honest!

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